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Early Retirement In Santa Marta
Affordable Caribbean Coast Living
Spectacular Scenery

Early Retirement
When you were young and thought of retirement, were you thinking of mall walking 6 to 8 months a year just to get some exercise out of the cold, snow, ice and slush, or did you think of tropical beaches and warm evening walks. Why suffer living through a 6 to 8 month winter if you don’t have to, live summer 12 months a year. For those who live north of 49th parallel this is especially true, haven't you suffered enough with high taxes, high prices, and just plain bad weather. The government should be paying your heating bills for living in some of those northern towns. I'm sure they do for those higher up the ladder but it's all written up in a contract that you'll never decipher.

When you take a good look, the numbers just seem to add up better in Santa Marta, Colombia for an early retirement. Rent first and see if you like warm to hot weather all year, maybe you'll miss the seasons.

If you shop around you can buy a plane ticket to Santa Marta from any major city for the price of a ticket to Fort Lauderdale plus $200 or $300 dollars to get you to Cartagena, Colombia, then a bus ride to Santa Marta, once there heat is free, that pays for your plane ticket over 3-4 months!

There are always stories swirling around about how tough it will be if you don’t have a million or two million dollars in your bank account before you retire, not an early retirement but just retire. When they show you the figures it is almost believable, with the cost of housing, transportation, heating, food and a list that just goes on and on, but that’s Canada.

All it really takes to escape from all that is a plane ticket to this modern coastal town where you may be surprised to find that maybe you can move your retirement ahead by 10-15 years, maybe even now. Many people retire too late and end up with more money than they will ever use, leaving it all behind when they die, sometimes it would have meant many years on the beach instead of on the factory floor.

Santa Marta is as modern as most cities with new roads, buildings, and infrastructure, because real estate prices are moderate you can rent for what you would pay to heat your house in the frozen north, there are easily accessible beaches, some of the best beaches in South America, buy your main meal of the day for less than $5.00 and I have seen it for $2.00.

Why listen to the constant drone of hockey, football, baseball or the other professional sports, you will find that in Santa Marta you won’t have to because you are living your life outside most of the time, play sports all year instead of getting an ear ache listening to an announcer, that’s because the average temperature is 82F (28 C). Get used to an active life. An early retirement means a very good quality of life and longer years.

Fly in and out of Santa Marta 7 days a week, there are lots of flights served by 3 different airlines. Don’t worry, your not living in the jungles of Colombia where a mule train only comes in once a week, your living on the Caribbean coast with wireless internet, cable television, bars, beaches, resorts and cheap housing and no heating bills.

So what would daily life be like if you lived there?

The first thing that you would notice is that Colombia is a Christian country, so the values are the same as when you were growing up, I grew up in Canada and was a teenager in the late 60’s and Colombia is like that, not like the new modern Canada.

  1. Christian Values.
  2. Average yearly temperature of 82F or 28C.
  3. Internet, cable television, data packages for remote internet, everything that you can find in North America.
  4. Easily accessible public beaches, all shoreline is public property.
  5. Swim all year, why go mall walking or take chances of slipping on ice just to get some exercise.
  6. Have a drink on the beach for $1-2 dollars.
  7. City bus transportation, 75 cents will take you anywhere in the city.
  8. Cab fares are also inexpensive, 20 minute cab ride $4.00, no meters.
In the old days people would live in the northern worker countries in order to get ahead in life, you could easily focus on saving your money as there was nothing else to do. The modern world has changed all that, there’s so many distractions, you can live a pretty good life in Canada now, if you like a 6-8 month winter that is, and $6.00 beer plus tip and $2500 a month house rent.

If you stay focused on an early retirement and don't need the latest of everything you can enjoy the warm Caribbean trade winds and an early retirement 10 to 15 years sooner than staying in the cold north shoveling snow and scraping car windows at -30 F. Why freeze or pay to stay warm when the natural warmth of Santa Marta can be felt all year at no cost.

The Santa Marta Early Retirement Lifestyle

  • Population 400,000-500,000
  • Rent a small place starting at about $300 a month in a nice area.
  • Locally grown tropical fruits and vegetables, not the type bread for durability and transportation and picked a month early.
  • 82F or 28C all year
  • Averages 8 hours of sunshine a day all year,
  • Caribbean coast
  • Swim, hike, lay on the beach, enjoy the sunshine.
  • Play in your garden 12 months a year, the city water flows from the mountains of the Sierra Nevada de Santa Marta and not from the ground so there is no worry of the aquifer being depleted.
  • Very good medical and dental care. There is no age wave in Colombia, the average age is probably 15 years younger on average, so your not fighting to see a doctor, appointments are quick and the cost is inexpensive.In Cartagena they can do impressions and have dentures ready in a week, the impressions are couriered to a lab in the United States, for dental implants, if you arrive today they will start whenever you want.
    Early Retirement...New Hospital in Santa Marta, the city has a great medical infrastructure. Early Retirement...New Dental Office, divide by 4 when paying for dental work

  • New marina with about 250 slips. This is the official site in Spanish but once inside there is an English version. New Marina In Santa Marta.
  • Cruise line port.
  • Extreme biodiversity.
  • Highest coastal mountain range in the world, the Sierra Nevada de Santa Marta.
  • Many schools and universities
  • A deep local history, Santa Marta was founded in 1525.
  • The fabulous city of Cartagena is only 4 hours by bus, also located on the Caribbean coast.

For some people it’s an easy choice living the Caribbean lifestyle, it depends on where you like to live, to find a modern city that has so much to offer, modern, fun, located on the ocean, I have just never had a day when I have woken up and wished I was back in Canada.

Some Of The New Modern Infrastructure.

Early Retirement...New Walkways at the airport, a five minute walk from the main terminal Early Retirement...New Apartments at the beach Early Retirement...New Apartments, Beach Side Early Retirement...MacDonalds, for those missing the taste of home. Early Retirement, New Industrial Sites

Some leisure Activities

Early Retirement...The beach in El Rodadero Early Retirement...Downtown Santa Marta, Warm Caribbean Evenings Early Retirement...In The Garden 12 Months A Year Early Retirement...Zuana Beach Resort Golf Club Early Retirement In Pozos Colorados, Close To Santa Marta

Early Retirement Numbers

If your household can bring in about $1800.00 US a month you can live very well, better than the average Colombian worker, if you watch your money you could live for $1000.00 and if you are very determined you can live for very little, it depends on what you can live with and live without.


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